
Stop guessing between paydays.
Start seeing your runway.
See how long you're safe, what you can spend, which payments matter, and what move protects your cash.
- Irregular-income planning
- Safe spend guidance
- Scenario-ready decisions
Runway cockpit
Status
You're safe for 0.0 months
Based on $32,400 cash and $7,050 average monthly burn.
Safe spend
$0/day
Through Aug 18 inflow
Next risk
Aug 18
Client payment due
Cash runway · next 6 months
Today → JanTax buffer
25%
Set aside from inflows
Scenario
−1.2 mo
If client pays late
Cash today
$32,400
Income due
Jul 28
Safe spend
$43/day
Bills ahead
$7,050
Danger date
Aug 18
Why teams switch
Three calm wins, on day one.
- Speed
Know your runway in minutes.
- Accuracy
Real timing, not salary assumptions.
- Cost savings
Spot spending moves before they shrink runway.
Money has timing
Your money has timing. Your app should too.
Income moves. Bills don't. See the gap before it becomes stress.
Mon
Late invoice
Acme · 18 days overdue
Wed
Launch payouts
All landing one day
Fri
Bills
Rent, software, payroll
Mon
Tax buffer
Set-aside before spend
Daily
Safe spend
Recalculated each day
Runway snapshot
One screen tells you where you stand.
Runway snapshot
You're safe for 4.6 months.
Cash on hand
$32,400
Personal + business, combined.
Fixed costs / mo
$7,050
Rent, software, payroll.
Income next 30d
$11,400
Retainer, project, course.
At-risk inflow
$2,800
Late invoice — 18 days overdue.
Safe spend
$43/day
62% of weekly budget left
Tax buffer · this month
$8,400 received this month
Built for unpredictable income
Built for money that arrives unevenly.
Freelancers
Pain · Invoices land in clumps, never on schedule.
With Runway Mind · Personal runway + late-invoice cushion.
Outcome · Calmer spend when a client drags.
Creators
Pain · Platform payouts swing 40% month to month.
With Runway Mind · Probability-weighted income forecast.
Outcome · A daily safe number that flexes.
Consultants
Pain · Retainers vs project work pull different ways.
With Runway Mind · Two timelines, one combined runway.
Outcome · See the gap before quarter-end.
Founders
Pain · Burn moves faster than the spreadsheet.
With Runway Mind · Live runway with scenario rooms.
Outcome · Decide hires and cuts with the runway, not the gut.
Agency owners
Pain · Big inflows mask thin months.
With Runway Mind · Tax buffer + bills-ahead timing map.
Outcome · Spot the squeeze a month early.
Five money controls
One control per question.
- Runway4.6mo→ Aug 18
See how long you're safe.
Calculate runway - Income
+$11,400 next 30d
Track money that's likely to arrive.
Forecast income - Safe Spend
$43/day
62% of weekly budget
Know your safe number.
Find safe spend - Tax Buffer
Set aside
$2,100 / $8,400
Set aside before you spend.
Split payment - Scenario Room
If invoice slips
4.6 mo3.2 moTest the move first.
Run scenario
Scenario room
Run the move before it runs you.
Before
Risk zone2.1months
Doing nothing · runway tightens
Cash
$32,400
Burn
$7,050
Safe spend
$28/d
After
Safe zone6.8months
Decision committed · runway protected
Cash
$32,400
Burn
$7,050
Safe spend
$58/d
What changed?
- Income moved+$3,200
- Expense delayed−$1,800
- Runway gained+4.7 mo
What people say
Calmer money, in their words.
"Runway Mind helped me stop treating every good month like it would last forever."
Maya R. · Freelance designer
"I finally know what 'safe to spend' means when three retainers all land in the same week."
Devon K. · Solo consultant
"My payouts swing wildly. The runway number doesn't — that's the part I needed."
Priya S. · Independent creator
"Cleanest way I've found to time bills against actual inflows. No spreadsheets, no shame."
Marcus L. · Small agency owner
Plans
Practical pricing for irregular income.
Start free. Upgrade only when your runway gets serious.
First runway
Free
For trying Runway Mind and building your first manual runway plan.
$0/forever
Start free- 1 workspace
- Manual cash and expense inputs
- Sample data option
- Personal runway calculation
- Basic safe spending number
Full clarity
Best for irregular incomeSolo
For freelancers, creators, consultants, and solo founders managing irregular income.
$12/mo
Start Solo- Unlimited income items
- Unlimited expense items
- Personal + business runway
- Advanced safe spend calculations
- Tax buffer planning
Multi-stream control
Studio
For small agencies, creator teams, and operators managing multiple money streams.
$29/mo
Start Studio- Multiple workspaces
- Team member seats
- Role-based workspace structure
- Multiple runway plans
- Advanced scenario comparisons
Return & refund policy
If a paid plan isn't the right fit, contact support within 14 days and we'll review it fairly.
Quietly opinionated
Built for calm financial decisions.
- Clear formulas
- Editable assumptions
- Private money workspace
- No shame-based alerts
- Export-friendly records
- Accessible support
From the field
Guides to keep you ahead.
- 1w agoFounder Money
Reducing money anxiety without shame or spreadsheets
A calmer way to face uneven income: replace guilt and gut-feel with three numbers you can actually act on.
- 2w agoFreelance Cash Flow
How consultants can stabilize cash timing with retainers
Practical ways to convert lumpy project invoices into a steadier monthly base — without losing the upside of project work.
- 3w agoRunway
How to calculate your personal runway when income changes every month
A calm, manual-first method for turning uneven monthly income into a clear personal runway you can actually plan against.
- 1mo agoSafe Spending
The safe spending number: a calmer alternative to monthly budgeting
Why one daily safe-spend number works better than category budgets when your income arrives in pulses, not paychecks.
Your runway. Your rules.
Know how long you're safe — before the number gets uncomfortable.
4.6 months safe

